Vision Insurance

Vision Insurance

Vision Insurance

Name *
Phone *

Vision Insurance

Get an online vision insurance quote today from multiple vision insurance companies, all in one place.

If you’re looking for the cheapest vision insurance you can get, it’s essential to shop around and compare quotes. You may find that your current insurer is cheapest, but that can change, so check roughly once a year.

No matter who your insurer is, we can help you save on your insurance policy.


What is Vision Insurance?

Vision insurance is a way to reduce eye care expenses. In exchange for a monthly premium, the plan picks up some of the costs of vision care.

Vision insurance is different from a vision discount plan, which offers discounts on vision care. Typically, vision discount plans cost less per year than vision insurance, but you pay more for visits and eyewear than you would with insurance.

Most adults need vision correction: 66% of Americans 18 and over report using glasses, contacts or both, according to the National Eye Institute. Depending on how often you need new lenses or eye exams, getting vision insurance may be a smart financial choice.

When purchasing vision insurance, be sure you fully understand the costs and benefits associated with the plan you are considering. Also, if you have vision care coverage through a plan at work, be aware that vision insurance plans usually operate differently than other health insurance plans or major medical insurance.

Reasons you may need vision insurance:

Vision insurance typically comes in the form of either a vision benefits package or a discount vision plan.

Typically, a vision benefits package provides free eye care services and eye-wear within fixed dollar amounts in exchange for an annual premium or membership fee and a relatively small co-pay (fixed dollar amount) each time you access a service.

A discount vision plan, on the other hand, provides eye care and eye-wear at discounted rates after you pay an annual premium or membership fee.

In some cases, a vision benefits package or discount vision plan may also include a "deductible" — a fixed dollar amount you must pay your eye care provider out-of-pocket before the insurance benefits take effect.

Both kinds of vision insurance can be custom-designed to meet the requirements of a wide range of customers, including school districts, unions, and big and small companies.

Vision plans generally cover or provide discounts on the following products and services:

  • Annual eye examinations

  • Eyeglass frames

  • Eyeglass lenses (including lens coatings and enhancements)

  • Contact lenses

  • Discounted rates for LASIK and PRK

Also, reputable vision insurance providers should have quality assurance and member satisfaction services to answer your questions and help you resolve any disputes or issues you have with an eye care practitioner in your plan's network.


Get Your Instant Vision Insurance Quote

Start Saving on Insurance in Less Than 60 Seconds!


Having trouble looking for affordable vision insurance? We make it easy to find vision insurance at a discount.

How to buy vision insurance

Vision insurance isn’t a purchase you make often, so you may not know where to start or how to get vision insurance quotes.

1. What is vision insurance?

Vision coverage plans offer a discount on your eye examination and on your glasses or contacts.

The thing with the discount is that if you wear both glasses and contacts, you typically have to pick which one you get your discount on.

And even though vision insurance isn’t traditional insurance as we noted earlier, you still have to pay a premium. There typically isn’t any deductible you have to meet before your coverage kicks in.

However, there is often a benefit cap that varies by carrier. You have to pay out of pocket for any services or products after you reach that threshold.

2. What does vision insurance cover?

The annual benefit you receive typically covers:

  • Basic preventive care, including eye exams and vision tests

  • Frames

  • Prescription lenses

  • Contact lenses

  • Some kinds of protection for glasses, commonly scratch-resistant coating

Some major vision insurers may offer more coverage at select retailers, so check with your carrier for the specifics of your plan.

Peace of mind—just in case

Wouldn’t you rather know that your eyes are fit and what you’re seeing is clear? Many people with vision problems don’t even realize them without an eye exam. Since your vision changes slowly over time, worsening vision is not easy to detect alone.


Save on Vision Insurance Coverage

Our insurance experts don’t just give you quotes – you’ll get real, live rates that you can compare side by side. You can also see offers from different carriers, edit coverage details for more tailored results, and buy your policy online or over the phone.